Happy first day of Spring! Spring isn’t just for clearing out office clutter—it’s also the perfect time to review your law firm’s insurance policies. Just as cases evolve and firms grow, your insurance needs can shift, exposing you to risks you may not have considered. A proactive policy review ensures your firm remains protected, no matter what comes your way.

Start by assessing your business interruption coverage. If your firm had to shut down unexpectedly, would you have enough coverage to sustain operations? Next, review your professional liability insurance—are your policy limits adequate given your current caseload and case values? Cyber liability insurance is crucial for firms handling sensitive client data to protect against data breaches and cyberattacks.

Don’t forget workers’ compensation and employment practices liability insurance (EPLI). As your firm grows, these policies may need updates to reflect new hires and evolving workplace policies.

Regularly reviewing and updating your policies ensures you’re not overpaying for unnecessary coverage or leaving critical gaps in protection. A quick policy check-up now can save you from costly surprises down the road.

Need help assessing your coverage? Contact us today to ensure your firm is fully protected for the year ahead.

Photo Credit: nenetus, 123rf.com