Authored by Sara Weathers As the leaves change color and temperatures drop, it's time for businesses to start thinking about preparing for fall and the impending colder weather. Proper preparation ensures the safety and comfort of your employees and customers and also helps protect your business from potential liabilities and property damage. Inspect and...

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Authored by Sara Weathers Hurricane Idalia, which made landfall near Keaton Beach, Florida, on August 30th as a powerful Category 3 hurricane, prompted risk assessment firms Moody's RMS and Verisk to release their insured loss estimates. These estimates are critical in assessing the financial impact of the disaster. RMS estimated total private market insu...

Read More About Hurricane Idalia Causes Billions in Damages

Authored by Sara Weathers A recent study published in the journal Nature has quantified the empirical relationships between temperature and the risk of extreme daily wildfire growth in California. According to an Insurance Journal article, the findings reveal a direct link between climate change and an increased risk of extreme wildfires, with temperature...

Read More About Why Climate Change and the Maui Fires Should Encourage You to Have Property Insurance

Authored by Sara Weathers In a world driven by technological advancements, criminals harness the power of AI and social engineering to create scams. This proliferation of scam tech has set off alarm bells among regulators and law enforcement and raised concerns at the highest levels of the financial industry. Notably, AI is being used to supercharge fraud...

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Authored by Sara Weathers A recent report published by First Street Foundation has raised the alarm about the increasing flood risk faced by more than half of the U.S. population residing in counties likely to experience stormwater system failure due to heavy rainfall. A staggering 17.7 million properties across the country are exposed to substantial floo...

Read More About The Rising Flood Risk in the U.S. and the Crucial Importance of Flood Insurance

A lawsuit has been filed in Oakland federal court against a U.S. law firm regarding a data breach. The data breach occurred in March of 2023. The allegation is that the firm did not properly and timely notify the alleged victims of the breach. The firm reported the breach to various state regulators in July. The breach included client data believed to be...

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In observance of Labor Day, the holiday that honors working people in the United States and Canada, our offices will be closed on Monday, September 4th. Should you have any questions, please feel free to contact our Insurance Solutions team at 1-615-577-4999 or by email at info@advocapinsurance.com. Thank you for being our valued customer. The entire Advo...

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Authored by Sara Weathers According to a recent Insurance Journal article, a wave of intense thunderstorms swept across the US Northeast, encompassing New York City on July 16, resulting in fatal flooding in Pennsylvania, airport disruptions, and tornado alerts throughout New England. Simultaneously, Chicago witnessed a decline in air quality due to the i...

Read More About Severe Weather Strikes US Northeast and Canadian Wildfires Impact Air Quality

Authored by Sara Weathers In a collaborative effort between the Biden administration and major consumer technology players, a comprehensive nationwide cybersecurity certification and labeling program has been unveiled to empower consumers in selecting secure smart devices. The initiative, known as the U.S. Cyber Trust Mark, aims to bolster the security of...

Read More About Biden Administration Partners with Tech Industry for Nationwide Cybersecurity Certification Program

Authored by Sara Weathers According to a recent Insurance Journal article, Colorado State University (CSU) researchers have revised their forecast for the 2023 Atlantic hurricane season, projecting an above-average season. They anticipate 18 named storms, nine hurricanes, and four major hurricanes, compared to the long-term averages of 14 named storms, se...

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